About Us
At Nidhi Finance Ltd, we offer reliable financial services tailored to meet your needs. Whether you're an individual looking for savings solutions or a business in need of financing, we're here to help you achieve your financial goals. We're a Leading Provider of Innovative Technology Solutions & Services."
Nidhi FinServ Company Initiated
"Started in 2023 as Initially as FinServ ,Grown up withn Multiple Business Subsidiaries Verticals in Every Successful Steady Growth Year on Year, our company has been at the forefront of the Technology Industry for over 9 Years. Our founder, Nikhil , started the Consultancy of IT Services initially . Each Following Years with the Goal of Providing Solutions Users and Community.Initiated Web3 Promotions had Pioneered to Masses of Awareness to revolutionizing the way businesses use technology to grow and succeed."
Mission Statement
"Our mission is to empower businesses with cutting-edge Technology solutions that improve efficiency, Productivity, and Profitability. We strive to deliver exceptional service and support to every client, and we're committed to being a trusted partner throughout the technology adoption process."
Core Values
"At Viotx Umbrella Holding Incorp, we're guided by a set of core values that include innovation, integrity, collaboration, and customer focus. These values inform everything we do, from developing new products to interacting with clients and partners."
Team Overview
"Our team is made up of industry experts with extensive experience in technology, business strategy, and customer service. Led by DirectorNikhil Rindhe, our senior leadership team is dedicated to driving innovation and excellence in everything we do."
Our FinServ Solutions & Services
"Technology, Insurance, Investment, Fintax, and Tourism Solutions to Power Your Business"
"Partner with us to grow your Business, Manage Risk, and unlock New Opportunities."
FinTech saving Acs Section
Overview of the company's IT services, including:
- Software development and customization
- Website design and development
- Cloud Computing and Hosting
- IT Consulting and Support
Insurance EMI Payment Services
Overview of the company's insurance services, including:
- Health insurance
- Vehicle insurance
- Business insurance
- Property and casualty insurance
- Liability insurance
Investment Services
Overview of the company's Investment Services, including:
- Portfolio Management
- Retirement planning
- Wealth Management
- Tax Planning
BC Plan Services
Overview of the company's Fintax services,including
Lending & Borrowing in Members Services
Overview of the company's tourism services, including:
- Active Financial planning and booking
- FD ,Monthly/Quarterly Payout booking
- Destination Management services
Finance Services
Overview of the company's finance services, including:
Media News Services
Overview of the Company's Media News Services, including:
Agricultural Services
Overview of the company's Agricultural services, including:
Web 3 Services
Overview of the company's Web3.0 services, including:
E-Services
Overview of the company's e-services, including:
Comparative Chart: Investment Options in India
We will compare the returns of investing ₹1500 per month in the BC (Bishi Plan) with a special award given every 20 months, against investing the same amount in a Fixed Deposit (FD) or a Mutual Fund (MF) over a period of 20 months.
Flexibility No flexibility in contribution amount Fixed investment amount
Note: - Flexibility to adjust investment amount and fund selection
The BC Plan assumes that a special award is given to one member every 20 months, amounting to 3 times their monthly contribution.
Fixed Deposit returns are based on the fixed interest rate offered by the bank.
Mutual Fund returns are variable and depend on the performance of the selected fund(s) in the market.
Investors should consider their risk tolerance, investment goals, and financial situation before choosing an investment option. It's advisable to consult with a financial advisor for personalized investment advice.
BC Plan Comparative Chart
| Investment Options\ Particulars | BC Plan with Special Award | Fixed Deposit | Mutual Fund |
|---|---|---|---|
| Monthly Investment | ₹1500 | ₹1500 | ₹1500 |
| Total Investment(20 months) | ₹30,000 | ₹30,000 | ₹30,000 |
| Return Period | Every 20 months | At maturity (20 months) | Variable (depending on fund performance) |
| Return Rate | 3 times the monthly contribution | 10 % FD interest rate -5000 Rs Interest | 20 Month Variable (market-driven) |
| Return Amount | ₹ 4500 -38,000 ₹ | ₹ 5000 | Depend on Market Performance |
| Risk | Low (assuming Bishi Plan operates as expected) | Low | Moderate to High (depending on MF portfolio) |
| Liquidity | Low Limited liquidity until the end of 20 months | Low Low (penalties for early withdrawal) | High (can redeem units at any time) |
| Tax Implications | Taxable Subject to applicable tax laws |
Taxable -Interest income is taxable Taxable | Subject to capital gains tax (if applicable) |
| Flexibility | No flexibility in contribution amount | Fixed investment amount |
Flexibility to adjust investment amount and fund selection | Potential Drawbacks | Higher risk compared to traditional investments - Lack of regulatory oversight - Dependence on group dynamics - |
Lower returns compared to equity investments - Lack of flexibility in withdrawal |
Tax implications on interest earned - Market volatility - No guaranteed returns - Risk of capital loss - Tax implications on gains |
Potential Benefits | Higher returns in a short period - Opportunity for substantial gains - Engages community and social aspect |
Fixed and guaranteed returns - Low risk - Provides regular income - Potential for higher long-term returns |
Diversification - Professional management |
Lock-in Period | 20 months Lock-in Period | As per FD tenure | No lock-in period | Recommended for | Risk-tolerant investors | Conservative investors | Moderate to aggressive investors |
Frequently Asked Questions
Contact Us
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Location:
Pune -Sai Empire,2nd Floor ,Baner Road, 411045.
Email:
info@viotx.umbrella.incorp
Call:
+91 9@#$5 6###2