Welcome to Umbrella Nidhi FinServ Ltd

Our Leadership and Working Policies are on Foundation of

यतो धर्मस्ततो जयः |

सिद्धि, धर्यम्, कार्य, विशम, शूर्य, वीर्यम, सैयम, धर्मी, निर्भय, तत्सम, यशवी, सत्यम्, स्स्व मैं सदा ध्रुवं जयम् |

Siddhi, Dharyam, Karya, Visham, Shaurya, Veeryam, Sayyam, Dharmi, Nirbhay, Tatwam, Yashwi, Satyam, Shwaas mein saada Dhruvam Jayam

Technology companies have become a dominant driver in recent years of economic growth, consumer tastes, and the financial markets. The biggest Tech stocks as a group, for example, have dramatically outpaced the broader market in the past decade. That's because Technology has reshaped how people communicate, consume information, shop, socialize, and workt


Savings Accounts:

Explore our range of savings account options designed to help you grow your wealth while providing easy access to funds when you need them.

Fixed Deposits:

Invest your savings in our fixed deposit schemes and enjoy competitive interest rates with flexible tenure options.

Loan Products:

From personal loans to business loans, we offer a variety of loan products to suit your financial needs. Our hassle-free application process and quick disbursal make borrowing convenient for you.

Nidhi Plans:

Discover our unique Nidhi Plans designed to promote savings and financial security among members. Join our Nidhi schemes today and secure your future with us.

Customer Support -

Need assistance? Our dedicated customer support team is available to answer your queries and provide guidance on our products and services. Contact us via phone or email, and we'll be happy to assist you.

Welcome message: "Welcome to Nidhi Finance Ltd, your trusted financial partner."

Introduction to services: Overview of the financial services offered by Nidhi Finance Ltd, such as savings accounts, fixed deposits, loans, and investment options. Highlights: Key features that distinguish Nidhi Finance Ltd from other financial institutions, such as personalized customer service, competitive interest rates, and transparent policies. Call-to-action: Prominent buttons or links to encourage visitors to explore available services or contact the company for more information.

Why Choose Nidhi Finance Ltd?

Trustworthy and Reliable: We prioritize the trust and confidence of our customers, ensuring transparency in all our dealings. Customer-Centric Approach: Your satisfaction is our priority. We strive to exceed your expectations by delivering exceptional service. Financial Expertise: With years of experience in the financial industry, our team brings expertise and knowledge to help you make informed decisions.

About Us

At Nidhi Finance Ltd, we offer reliable financial services tailored to meet your needs. Whether you're an individual looking for savings solutions or a business in need of financing, we're here to help you achieve your financial goals. We're a Leading Provider of Innovative Technology Solutions & Services."

Nidhi FinServ Company Initiated

"Started in 2023 as Initially as FinServ ,Grown up withn Multiple Business Subsidiaries Verticals in Every Successful Steady Growth Year on Year, our company has been at the forefront of the Technology Industry for over 9 Years. Our founder, Nikhil , started the Consultancy of IT Services initially . Each Following Years with the Goal of Providing Solutions Users and Community.Initiated Web3 Promotions had Pioneered to Masses of Awareness to revolutionizing the way businesses use technology to grow and succeed."

Mission Statement

"Our mission is to empower businesses with cutting-edge Technology solutions that improve efficiency, Productivity, and Profitability. We strive to deliver exceptional service and support to every client, and we're committed to being a trusted partner throughout the technology adoption process."

Core Values

"At Viotx Umbrella Holding Incorp, we're guided by a set of core values that include innovation, integrity, collaboration, and customer focus. These values inform everything we do, from developing new products to interacting with clients and partners."

Team Overview

"Our team is made up of industry experts with extensive experience in technology, business strategy, and customer service. Led by DirectorNikhil Rindhe, our senior leadership team is dedicated to driving innovation and excellence in everything we do."

Our FinServ Solutions & Services

"Technology, Insurance, Investment, Fintax, and Tourism Solutions to Power Your Business"

"Partner with us to grow your Business, Manage Risk, and unlock New Opportunities."

FinTech saving Acs Section

Overview of the company's IT services, including:

  • Software development and customization
  • Website design and development
  • Cloud Computing and Hosting
  • IT Consulting and Support

Insurance EMI Payment Services

Overview of the company's insurance services, including:

  • Health insurance
  • Vehicle insurance
  • Business insurance
  • Property and casualty insurance
  • Liability insurance

Investment Services

Overview of the company's Investment Services, including:

  • Portfolio Management
  • Retirement planning
  • Wealth Management
  • Tax Planning

BC Plan Services

Overview of the company's Fintax services,including

  • Accounting and bookkeeping
  • Tax preparation and planning
  • Payroll processing
  • Financial statement analysis
  • Lending & Borrowing in Members Services

    Overview of the company's tourism services, including:

    • Active Financial planning and booking
    • FD ,Monthly/Quarterly Payout booking
    • Destination Management services

    Finance Services

    Overview of the company's finance services, including:

  • Financial planning and Analysis
  • Investment management
  • Risk management
  • Tax planning and compliance
  • Media News Services

    Overview of the Company's Media News Services, including:

  • News reporting and Analysis
  • Media Content Creation
  • Social Media Management
  • Public Relations
  • Agricultural Services

    Overview of the company's Agricultural services, including:

  • Agricultural production and management
  • Agribusiness consulting
  • Farm financing
  • Agricultural supply chain management
  • Web 3 Services

    Overview of the company's Web3.0 services, including:

  • Blockchain development and consulting
  • Decentralized finance solutions
  • NFT development and management
  • Web 3 application development
  • E-Services

    Overview of the company's e-services, including:

  • E-commerce solutions
  • Digital marketing
  • Web design and development
  • Cybersecurity
  • Comparative Chart: Investment Options in India

    We will compare the returns of investing ₹1500 per month in the BC (Bishi Plan) with a special award given every 20 months, against investing the same amount in a Fixed Deposit (FD) or a Mutual Fund (MF) over a period of 20 months.

    Flexibility No flexibility in contribution amount Fixed investment amount

    Note: - Flexibility to adjust investment amount and fund selection

    The BC Plan assumes that a special award is given to one member every 20 months, amounting to 3 times their monthly contribution.

    Fixed Deposit returns are based on the fixed interest rate offered by the bank.

    Mutual Fund returns are variable and depend on the performance of the selected fund(s) in the market.

    Investors should consider their risk tolerance, investment goals, and financial situation before choosing an investment option. It's advisable to consult with a financial advisor for personalized investment advice.

    BC Plan Comparative Chart

    Investment Options\ Particulars BC Plan with Special Award Fixed Deposit Mutual Fund
    Monthly Investment ₹1500 ₹1500 ₹1500
    Total Investment(20 months) ₹30,000 ₹30,000 ₹30,000
    Return Period Every 20 months At maturity (20 months) Variable (depending on fund performance)
    Return Rate 3 times the monthly contribution 10 % FD interest rate -5000 Rs Interest 20 Month Variable (market-driven)
    Return Amount ₹ 4500 -38,000 ₹ ₹ 5000 Depend on Market Performance
    Risk Low (assuming Bishi Plan operates as expected) Low Moderate to High (depending on MF portfolio)
    Liquidity Low Limited liquidity until the end of 20 months Low Low (penalties for early withdrawal) High (can redeem units at any time)
    Tax Implications Taxable Subject to applicable tax laws
    Taxable -Interest income is taxable Taxable
    Subject to capital gains tax (if applicable)
    Flexibility No flexibility in contribution amount Fixed investment amount
    Flexibility to adjust investment amount and fund selection
    Potential Drawbacks Higher risk compared to traditional investments
    - Lack of regulatory oversight
    - Dependence on group dynamics
    Lower returns compared to equity investments
    - Lack of flexibility in withdrawal
    Tax implications on interest earned - Market volatility
    - No guaranteed returns
    - Risk of capital loss
    - Tax implications on gains
    Potential Benefits Higher returns in a short period
    - Opportunity for substantial gains
    - Engages community and social aspect
    Fixed and guaranteed returns
    - Low risk
    - Provides regular income - Potential for higher long-term returns
    - Professional management
    Lock-in Period 20 months Lock-in Period As per FD tenure No lock-in period
    Recommended for Risk-tolerant investors Conservative investors Moderate to aggressive investors

    Frequently Asked Questions

    Our company offers a wide range of internet technology services, including web development, Mobile app development, software development, cloud solutions, Digital marketing, and cybersecurity.

    We work with a diverse range of industries, including healthcare, finance, retail, education, and many more.

    Yes, we offer customized solutions to fit the unique needs of each of our clients. We understand that every business is different, and we strive to provide tailored solutions that meet your specific requirements.

    Our team has years of experience in the internet technology industry, working with businesses of all sizes and industries. We have a proven track record of delivering high-quality solutions that drive results for our clients.

    We take data security very seriously and have strict protocols in place to ensure the safety of our clients' data. Our team follows industry-standard security measures and stays up-to-date with the latest security trends and best practices.

    We provide ongoing maintenance and support services to our clients to ensure that their systems are always up-to-date and running smoothly. We offer different levels of support packages depending on your business needs.

    Yes, we would be happy to provide references or case studies of our previous work upon request. We are proud of the work we have done for our clients and would love to share our success stories with you.

    We use a collaborative approach to project management, which includes regular check-ins and communication with our clients. We utilize project management tools to keep everyone on the same page and ensure that the project stays on track.

    Frequently Asked Questions


    We understand that sometimes changes are necessary during a project, and we work with our clients to accommodate these changes within the project scope. We are transparent with our clients about any potential impacts to timeline or budget, and we strive to find solutions that meet both our clients' needs and project objectives.

    Simply reach out to us via our website or contact us directly to discuss your business needs. Our team will work with you to understand your requirements and provide you with a proposal and timeline for the project.

    The timeline for website design and development depends on the complexity of the website and the client's specific requirements. However, we always strive to complete projects in a timely and efficient manner without compromising on quality.

    We offer a range of digital marketing services including search engine optimization (SEO), pay-per-click advertising (PPC), social media marketing, email marketing, and content marketing.

    We take the security of our clients' websites and data very seriously. We use the latest security technologies and protocols to protect against cyber threats and vulnerabilities. Our team regularly monitors websites and data to identify and address any potential security issues.

    Yes, we offer web hosting services that are reliable, secure, and scalable to meet the needs of businesses of all sizes.

    The cost of our services varies depending on the specific requirements of the project. We offer customized solutions to meet the unique needs of our clients, and our pricing is transparent and competitive.

    Yes, we provide ongoing support to ensure that our clients' websites and technology solutions continue to function smoothly and efficiently. We also offer regular updates and maintenance to ensure that our clients stay up-to-date with the latest technology trends and best practices.

    We work with clients from a wide range of industries including healthcare, finance, e-commerce, education, and Agriculture more. Our solutions are tailored to meet the unique needs of each industry and business.

    Contact Us


    Get in touch

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    Pune -Sai Empire,2nd Floor ,Baner Road, 411045.




    +91 9@#$5 6###2

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