Welcome to Umbrella Nidhi FinServ Ltd
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Welcome to Umbrella FinServ Nidhi Limited
Umbrella FINSERV Nidhi Limited Incorporated under company act 2013, under Nidhi Rules 2014, by the innovative leadership of inspired professionals in this revolutionary market trend.
A company declared as a Nidhi (NBFC) under section 620(A) of the Companies Act,1956 . Nidhi have many features which make them stand distinctly apart from many other Non-Banking financial institutions who are working under the guide line of R.B.I
"SMALL BUSINESSES ARE THE BACKBONE OF THE NATION. WE ARE THEIR BACKBONE ,building in India."
Umbrella FINSERV Nidhi Ltd has the rules and objectives of that are the same as a Bank in India, but it is only in effect to Members of Nidhi Company. Its Non - banking financials Institutions with Quasi banking functions.
As our motive is to provide exceptional customer service to our members as well as to our nation. Providing a world class financial support, Umbrella FINSERV Nidhi Limited is continuously securing the society we live in; on the other side, creating all new service methods spontaneously, Umbrella FINSERV Nidhi is presenting a pleasant way which will help human beings to lead the life comfortably. In a word we can say that Umbrella FINSERV Nidhi is the "New Way of Your Savings.
"EVERYONE DESERVES A CHANCE TO GROW, AND WE'LL GIVE YOU THE FREEDOM TO GROW YOUR WAY."
About us
ABOUT THE UMBRELLA FINSERV NIDHI LIMITED
Umbrella FINSERV Nidhi Limited being a company registered under the Companies Act 2020, it automatically comes under the supervision of the MCA.
Also being registered under the Company Act 2020 Umbrella FINSERV Nidhi Limited Main objective is to encourage and afford all facilities for cultivating thrift, saving habits and to render all financial assistance to its member only by receiving long and short term deposits and in particular recurring, fixed and other deposits, not being current accounts from the members as are allowed by law for Nidhi 01 Mutual Benefits Companies, and to grant loans to the members only as against securities of immovable properties (within City) and or on the security of deposits, movable such as gold, silver, jewellery, KisanVikasPatra, National Saving Certificates Scheme, insurance policies and other Government securities up on such terms and condition as may from time to time prescribed in law for Nidhi or Mutual Benefits Companies.
A company declared as a Nidhi or Mutual Benefit Society registered under the section 406 of the Companies Act, 2020. Nidhi is have many features which make them stand distinctly apart from many other Non-Banking financial company who are working under the guide line of R.B.I
Umbrella FINSERV Nidhi Limited has the rules and objectives of that are the same as a bank, but it is only in effect to someone (a members group) who has agreed or joined this agreement, as a bank, but to do business for Its Member only. So if the term is a quasi-bank, I think that the rules and objectives of that are the same like the commercial bank, but this thing are only in effect to someone (a members group) who has agree/join on this agreement. If a bank, but not the one honoured to do business for public.
The way we provide service to our members is far better than others and we are trying to make it much better as our aim is to provide extreme level service to people as well as to our nation. Providing a world class financial support, Umbrella FINSERV Nidhi Limited is continuously securing the society, we live in; on the other side, creating all new service method spontaneously Umbrella FINSERV Nidhi Limited is the New Way Of Your Savings.
OUR VISION:
To make Umbrella Finserv a Super Smart Advanced Digital NBFC, which is customer friendly, progressive, proactive, technology savvy and where all services and products are made available at par with that of Nidhi Finserv and at affordable cost to the excluded for inclusive growth.
OUR MISSION:
To be a leading Nidhi bank in the commanding area of Maharashtra with all the financial products at the doorstep, catering to all strata of people in the pyramid with a paramount importance on empowering women.
TEAM
MANAGEMENT
A)Director - 1) Nikhil Rindhe
2) Bhagwat Thutte
3) Sunil Pawar
B) ShareHolders -1) Alka Rindhe
2) Sachin
3) Amol Bhalke
4) Vitthal Thutte
IT Team –VIOTX SOFTINFOTECH
Graphics Team – VIOTX Graphics Studio
OUR SCHEMES
1) TDR Scheme
BANKING APANO KE SATH...
Investment Products in UMBRELLA FINSERV NIDHI LIMITED
In exercise of the powers conferred under sub-section (1) of Section 406 read with sub-section (1) and (2) of 469 of the Companies Act, 2013, the Central Government hereby makes the following rules. To encourage and afford all facilities for cultivating and propagating thrift, saving habits and to render all financial assistance to its members by receiving long and short term deposits and in particular Savings, Recurring, Fixed and other Deposits from members are as followed by law.
Fixed Deposit Schemes of Banks and Companies which One to Go For?
financial instruments that involve a safe investment for a desired tenure with the intention of earning profits at a fixed rate of interest. Most investors opt for fixed deposit as they offer significant returns while giving them the tiberty to choose the tenure and payout frequency for themselves. /p>
Bank Fixed Deposits Versus Company Fixed Deposits
Investors can either opt for a bank fixed deposit or a company fixed deposit. Most people opt for bank FDs considering them to be the safer one among the two- in doing so, they end up missing out on better income opportunities as company FDs provide higher returns than those of banks. The challenge in finding the right FD scheme among so many companies is solved by the credit rating. This parameter is similar to the credit score of an individual- credit rating reflects the repayment capacity of an organization and is determined after thorough research of a company's risk (financial and business) and management Company FDs are more flexible and convenient when it comes to withdrawal of the deposited funds. Depositors can also avail loans against their fixed deposit is required if required. The interest payout can be monthly, quarterly, bi-annually and annually. Individuals belonging to varying income brackets can opt for company FDs. With sufficient research on the credit rating, scheme details and application procedure, an investor can earn great returns from a secure company FD.
People also look for flexi fixed deposit
Best for short term investment Minimum deposit amount and tenure should also be considered
Want good digit returns on fixed deposits?
The saying fits aptly to fixed deposit market whose weak sentiments seem to be a thing of the past with returns starting to tread the upward territory. The latest is that the leading UMBRELLA FINSERV NIDHI LIMITED has launched a new fixed deposit Short Term scheme on 04.01.2023 offering interest to the tune of 1% +2% B for a 18-months deposit. The minimum deposit amount needed to earn such interest is per annum 10,000.
BACHAT TERM DEPOSIT RECEIPT (TDR) SCHEME
At this COVID Pandemic situation when banks are offering returns of 6%-8%, the news of good digit returns is a sheer welcome for all those wanting the assurance of capital as well as good returns over a period of time. Even though UMBRELLA FINSERV NIDHI LIMITED may
be offering the highest. Investing in fixed deposits offer a number of benefits such as guaranteed returns, flexible tenure, and loan against FD, among others. Fixed Deposits are low risk investments offered by a number of banks and NBFCS in India. In this Nidhi company collected fixed deposits and given lend loans to members. This will reconstruct our economic conditions and liquidity conditions in the Indian market at the COVID situation.
Fixed Deposits are an most important source of funds for UMBRELLA FINSERV NIDHI LIMITED, which they lend to make supporting customer.
FD interest rates varies by the amount deposited, tenure of deposit, type of depositor as well as the amount of funding required by Nidhi company from FDs. List of factors that determine the interest rates on banks FD are:
PARAMETERS PARTICULARS
Minimum Deposit Amount Rs. 10,000
Maximum Deposit Amount No Limit
Share Amount Rs. 100 (10*10)
Deposit Tenure 18 Months
Lock-in-period 3 months (As per Government Law)
Deposit Type Indian Individuals and Senior Citizens
To be investing and to be investing for the future are two different things altogether. Well, the latter would grab your attention, isn't it? Your future is in good hands when there's an 101% assurance of getting back the capital invested, along with reasonably good returns to withstand the inflation prevailing in the market. Below we provide an example:
PARAMETERS PARTICULARS
Minimum Deposit Amount Rs. 10,000
Tenure (Period) 18 Months - (1.5 years)
Interest Rate 12 %
B+I Monthly.300
Monthly C Rs 555
Total I+B Rs 300
Total Amount Rs 15390
You will receive C+B+I RS. 855= every month
At the end of the term, you will get your deposit amount with BIC of Rs. 15390 back
The principal is protected& returns are guaranteed, it's a growing investment scheme.
This Nidhi companies are recognized as essential services, thus are fully operational and serving customers during such emergencies.
Our Nidhi Company services are completely digitalized, you can Access.
TDR SCHEME FAQ (Frequently Asked Questions)
+What is TDR?
+How does TDR work?
+Features of TDR Scheme?
+Who can open the account?
+How do you open the account?
+Deposit Limits
+Term
Interest Rate
Interest rate (on the day of account opening) will remain the same throughout the tenure of TDR.
Compounding Frequency
Compound interest is not applicable for this scheme. Simple interest calculation is followed in this scheme
Interest Credit Method
You can receive interest either Monthly or Quarterly as per your requirement.
Interest will credit in your personal savings account.
Auto -Renewal Facility
If you do not provide any specific instructions, the TDR account is not automatically renewed upon the maturity time.
It will be renewed for the same period for which it was opened initially as per Government law (Nidhi Rule).
The interest rate for the renewed period will be the interest rate on the day of maturity.
Pre-Mature Closure
Premature closure of Term Deposit is possible. However, there will be penalty for doing so.
The penalty amount is generally 3% of the interest earned.
The penalty amount may not change from time to time.
Loan facility
Yes, Loan facility is available up to 75% of the deposit amount.
Account Conversions
You can convert TDR (Regular interest payout) account to STDR (Cumulative interest payout) account and vice versa.
Account Transfer
TDR accounts can be transferred from one branch to another branch free of cost. (If branches are provide by Government of India).
Pre-Mature Closure
Nomination facility is available.
You can nominate either at the time of account opening or after opening the account (but before maturity).
NRI
As per Government law (Nidhi Rule) Non Resident Indians cannot open residential fixed deposits. But they can open in the name of blood relations, father, mother, wife, husband, brother or sister.
TERMS AND CONDITIONS
A nomination is compulsory for every member who deposits with UMBRELLA FINSERV NIDHI LIMITED and in cases where the nominee is a minor; a guardian should be competently appointed. Please read the
FAQ -
TDS Deduction Forms 15 H for senior citizens, those who are 58 years or older, and Form 15G for everybody else is mandatory.
The monthly interest for the deposit will be transferred to the savings account of the customer opened in the Branch.
An FD (Monthly Income Scheme) can be opened only for a single individual or joint account facility is available.
A Minor cannot open FD (Monthly Income Scheme) Account.
Cash will be accepted up to Rs. 10,000/- and above which all transactions will be carried out only through DD or Cheque.
Maturity / Pre-closure amount will be paid through a/c payee cheque.
Loan facilities are available from the Fixed deposits made with UMBRELLA FINSERV NIDHI LIMITED.
Loss of FD Receipt Rs. 260/- with affidavit in Rs. 200 Stam
Presenting your ideal investment for emergencies - The Term Deposit Receipt Scheme is 100% Guaranteed with principle and interest rate scheme.
SCHEME OPENING DATE :- 04.01.2022
2) DAILY DEPOSIT SCHEME
A unique saving schemes for daily income earners.
3) Fixed Deposit Scheme
FIXED DEPOSIT SCHEME
Maha Umbrella FINSERV Nidhi Limited offers FD accounts in India with higher interest rates.
Sr. No. MINIMUM AMOUNT 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR
Maturity Amount
1 1000 1100 1105 1110 1115 1120
2 2000 2200 2210 2220 2230 2240
3 3000 3300 3315 3330 3345 3360
4 4000 4400 4420 4440 4460 4480
5 5000 5500 5525 5550 5575 5600
6 10000 11000 11050 11100 11150 11200
7 25000 27500 27625 27750 27875 28000
8 50000 55000 55250 55500 55750 56000
9 75000 82500 82875 83250 83625 84000
10 100000 110000 110500 111000 111500 112000
11 200000 220000 221000 222000 223000 224000
12 300000 330000 331500 333000 334500 336000
13 400000 440000 442000 444000 446000 448000
14 500000 550000 552500 555000 557500 560000
15 1000000 1100000 1105000 1110000 1115000 1120000
4) MONTHLY INCOME SCHEME
TERMS 1 YEAR 2 YEAR 3 YEARS 4 YEAR 5 YEARS
RATE OF INTEREST (GENERAL) 7 % 7.5 % 8 % 8.5 % 9.5 %
25000 146 156 167 177 188
50000 292 313 333 354 375
100000 583 625 667 708 750
200000 1167 1250 1333 1417 1500
300000 1750 1875 2000 2125 2250
400000 2333 2500 2667 2833 3000
500000 2917 3125 3333 3542 3750
600000 3500 3750 4000 4250 4500
700000 4083 4375 4667 4958 5250
800000 4667 5000 5333 5667 6000
900000 5250 5625 6000 6375 6750
1000000 5833 6250 6667 7083 7500
5) SAVINGS ACCOUNT
Open your saving account with Umbrella FINSERV Nidhi Limited and get higher rate of interest.
Savings Account
Opening a Savings Account (SA) at Umbrella FINSERV Nidhi Limited comes with many added privileges compared to other co-operative societies and banks. Umbrella FINSERV Nidhi Limited provides a No Frills Account to members, i.e. the members can operate the account at zero balance too. Additionally, you also get annual 6.75%* of savings account interest rate which is compounded on a quarterly basis.
Umbrella FINSERV Nidhi Limited Savings Account Features & Benefits
Minimum Balance Required – NIL (No Frills Account)
Interest Rate – 6.75%* per annum (Quarterly Interest pay out– Pro-Rata Basis Calculation)
Automatic Open Facility with B. P. creation (For New Members)
Unlimited Transactions without any charges
Nomination Facility
SMS Facility
Mobile Application Facility
Fund Transfer Facility through MMA or NEFT/ RTGS
Incoming NEFT Facility (up to ₹ 49,999/-)
Statement Facility without any charge
No TDS Deduction on interest for Members (as per current IT act)
HIGH INTEREST SAVINGS ACCOUNT
Being one of the most recognizable credit co-operative societies in India, Maha Umbrella FINSERV Nidhi Limited provides the best financial products to their members. Right from basic products to exclusive products, we at Maha Umbrella FINSERV Nidhi Limited make sure that our members get secure investments and great interest on their investments.
6) RECURRING DEPOSIT SCHEME
Schemes allow customers with an opportunity to build up their savings.
MONTHLY DEPOSIT RD 1-1 YEAR RD 2-2 YEAR RD 3-3 YEAR RD 4-4 YEAR RD 5-5 YEAR
Accumulated Amount Maturity Amount Accumulated Amount Maturity Amount Accumulated Amount Maturity Amount Accumulated Amount Maturity Amount Accumulated Amount Maturity Amount
100 1200 1272 2400 2700 3600 4284 4800 6048 6000 7980
200 2400 2544 4800 5400 7200 8568 9600 12096 12000 15960
300 3600 3816 7200 8100 10800 12852 14400 18144 18000 23940
400 4800 5088 9600 10800 14400 17136 19200 24192 24000 31920
500 6000 6360 12000 13500 18000 21420 24000 30240 30000 39900
1000 12000 12720 24000 27000 36000 42840 48000 60480 60000 798000
1500 18000 19080 36000 40500 54000 64260 72000 90720 90000 119700
2000 24000 25440 48000 54000 72000 85680 96000 120960 120000 159600
2500 30000 31800 60000 67500 90000 107100 120000 151200 150000 199500
3000 36000 38160 72000 81000 108000 128520 144000 181440 180000 239400
3500 42000 44520 84000 94500 126000 149940 168000 211680 210000 279300
4000 48000 50880 96000 108000 144000 171360 192000 241920 240000 319200
4500 54000 57240 108000 121500 162000 192780 216000 272160 270000 359100
5000 60000 63600 120000 135000 180000 214200 240000 302400 300000 399000
10000 120000 127200 240000 270000 360000 428400 480000 604800 600000 798000
25000 300000 318000 600000 675000 900000 1071000 1200000 1512000 1500000 1995000
50000 600000 636000 1200000 1350000 1800000 2142000 2400000 3024000 3000000 3990000
100000 1200000 1272000 2400000 2700000 3600000 4284000 4800000 6048000 6000000 7980000
LOANS
1)GOLD LOAN
We provide different options to customers according to their preferences. One can choose higher amount for his/her ornaments or can choose lower interest schemes or may go for short term or long term scheme. The Minimum amount to avail is Rs1000/-and maximum amount is up to Rs2 Lakhs.
We know that these gold ornaments are very precious and favorite to you. So we guarantee you that it will be in Our Safe Hands in strong cash safes inside a strong room built as per standards and specifications applicable to commercial banks. The pledged gold ornaments are also insured for full value. Moreover, Security Personnel and modern electronic surveillance technology are deployed to protect your beloved gold ornaments.
Our specialty of gold loan
We provide maximum amount of loan/gram in the industry. Currently loan to value (LTV) is up to 80%.
Charging interest only for loan availed days.
If you wish to avail a loan for one day, we will charge interest only for one day
Interest Rebate: You are eligible for interest rebate when you make interest payment/renewal of the loan on time and as specified by the company.
Online Repayment facility is available
You may avail maximum amount/gram in lower interest rate which is the best in the industry.
Personalized service to all the customers.
For more details please contact +91 7796465464
Gold Loans Schems
SCHEME NAME PERIOD IN DAYS INT. RATE (%) MAX. LOAN AMOUNT
MMBGNL GL90 90 18% 20,000
MMBGNL GL180 180 21% 20,000
MMBGNL GL365 1 Year 22% 50,000
MMBGNL GL365 1 Year 22% 1,00,000
MMBGNL GL730 2 Year 25% 1,00,000
2)LOAN AGAINST PROPERTY / MORTGAGE LOAN
Mortgaging an existing property (which is in your name) is a good way to get a loan at better interest rates in order to meet your immediate financial needs without selling off any assets you may own. You can retain your property, which under normal conditions would tend to appreciate in value over the years. Hence, mortgaging a property to raise funds is wise decision as it is one of the cheapest retail loans available with lower interest rates.
Loan against Property
Are you a business man? And you are looking for fund for working capital requirement or expanding business, you may approach us for the speedy and best solution. If you are interested, you may please call to +91 779665464 or contact any of our branches.
When we receive your loan application, our officers will come to you for a personal discussion. The purpose of the visit is to get more information regarding your business, clarity of your fund requirement and to know your future plans of the business. We are giving more importance to your business, your expertise in doing the business ,cash flow and your repayment history of the past and existing loan than the property and its valuation.
Features of Umbrella FINSERV Nidhi Limited Loan Against Property
Loan amount
You can avail loan an amount up to Rs.15 Lakhs, depending on the value of your property, your income and other factors.
Loan Tenure
Pay your loan over a tenure spread out over a longer period of time, depending on your convenience. The tenure ranges up to 84 months.
Types of collateral accepted
You can avail a loan Against Property from Maha Umbrella FINSERV Nidhi Limitedby pledging the following as collateral:
a) Self-Occupied Commercial or Residential Properties
b) Vacant Land and Plot which is easily approachable by roads.
Interest Ratev
Our Interest rates are very competitive and the best in the industry. Please contact our branches or the Department based at our Head Office for the same.
Eligibility
We offer the loan to individuals (members) only and it may be a Self Employed Professional, or a Self Employed Non Professional such as Shop keepers, bakers, traders, manufactures, merchants etc.
3)LOAN AGAINST DEPOSIT
Loan will be permitted on deposits for a period for the remaining period of the deposit or one year whichever is less up to 90% of the deposit amount carrying interest @ 3% pa. above the interest payable on such deposits or such other lower rates as may be fixed by the company from time to time(compounded monthly)
The outstanding loan together with interest shall be settled in one lump sum or shall be adjusted automatically on maturity of deposit.
4) MICRO LOAN
Reaching the unreached (Micro Loan a livelihood promotion from Umbrella FINSERV Nidhi Limited)
Micro-credit by itself is helpful for the more enterprising poor members in economically dynamic areas. Less enterprising poor households need to start with savings before they can benefit from micro-credit, because they need to cope with risk. To offer these services in a cost-effective manner, it is not possible to work with poor households individually and they need to be organized into groups, informal associations and sometimes cooperatives or producer companies. The formation of such groups and making them function effectively, requires society development services.
MicroFINSERV started with the recognition that poor people had the capability to lift themselves out of poverty if they had access to affordable savings & loans. With the right opportunities, the poor have proved themselves to be productive and capable of borrowing, saving and repaying, even without collateral
Provides self-employed women financial assistance to support their business enterprises, such as raising livestock, running local retail shops called kirana stores, providing tailoring and other assorted trades and services.
What We Do
Umbrella FINSERV Nidhi Limited serves thousands of poor women across villages and urban slums. We have achieved this scale through an innovative combination of using a for Non-Profit Model, drawing on best practices from the business world and deploying technology. We are using the channel that we have created to provide a full range of financial services to the poor members. By providing the poor this range of economic tools, we are looking forward to the eradication of poverty.
Product Features Benefits
Umbrella FINSERV Nidhi Limited.Micro Loan (Income Generation) -Loans range from Rs.5, 000 to Rs. 10,000 for the first loan; subsequent loan amounts determined by past credit history and increased each in set increments up to a maximum limit as decided by the Company.
Term of the loan is 52 weeks with principal and interest payments due on a monthly basis.
There are times when we need certain information from you to respond to requests and to authenticate your identity when you register for online account information access.
Key Features
Maha Umbrella FINSERV Nidhi LimitedLoan (Income Generation) -Loans range from Rs.5, 000 to Rs. 10,000 for the first loan; subsequent loan amounts determined by past credit history and increased each in set increments up to a maximum limit as decided by the Company.
Term of the loan is 52 weeks with principal and interest payments due on a monthly basis.
There are times when we need certain information from you to respond to requests and to authenticate your identity when you register for online account information access.
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FAQs
Secured Business Loan
+How will you determine my loan eligibility for mortgage loans?
Customer's repayment capacity and property valuation as determined by the Umbrella FINSERV Nidhi Limited helps us decide how much we can lend to the customer. While evaluating repayment capacity, we take into consideration factors like income, financials, age, qualifications, number of dependents, assets, liabilities, savings history & stability, past track record and continuity of occupation.
+In how many years can I repay the loan amount?
The typical tenure of these loans ranges from 5 to 12 years. However, it can vary depending on the purpose of the loan and the customer's profile.
+Who can be my co- applicant?
If you are an individual, your spouse, your parents or even your major children can be your co- applicants. The co-owner of a property has to be a co-applicant, but a co-applicant need not be the co-owner of the property.
Gold Loan
+What is the tenure of Gold Loan provided by Umbrella FINSERV Nidhi Limited ?
The tenure is 6 months or 12 months.
+What is the loan amount provided?
You can avail Gold Loan for any value from ₹10,000 to ₹15 lakhs instantly and as per your need.
+How long does it take to process Gold Loan?
A Gold Loan is disbursed within 30 minutes. This is, however, subject to the verification of gold and other documents that you submit. Approvals are at sole discretion of the Umbrella FINSERV Nidhi Limited.
+Are there any benefits on for Agricultural/Priority Sector?
Yes, the Umbrella FINSERV Nidhi Limited will give preferred interest rates and priority processing for the Priority Sector.
+Can I get funding against gold coins?
You can get loan on gold coins upto maximum of 50 gms per customer for coins issued by Indian banks only.
+What are the documents that I need to submit?
As you come to take gold loan from us, please bring:
Two passport size photographs
ID proof
Address proof
Proof of land holding in case of agriculture loan of more than ₹1 Lakh
+What happens if I change my address?
During the tenure of loan, if there is any change in address, it should be updated in our records. You could call us on +91623003599 or visit your nearest branch of Umbrella FINSERV Nidhi Limited
+What interest will I be charged?
AU Gold Loans come to you at attractive & competitive interest rates based on the prevalent market situation. You will be charged simple interest, which is fixed and is calculated on reducing balance basis.
+Can I make partial payment?
Customers are allowed to make partial payments but security will be released only on closure of loan.
Mortgage Loan
+What is Agriculture Term Loan?
Agriculture term loan is a loan facility provided to farmers for investment credit requirements and allied agriculture activities like land development, minor irrigation, purchase of farm equipment, dairy, greenhouse, horticulture infrastructure etc. for a specific period.
+What is the frequency of repayment of Agriculture Term Loan?
Repayment frequency is decided as per customer convenience or aligned to crop harvesting period. It could be planned for monthly, quarterly or half yearly installments. Each installment will comprise of principal and interest component.
+What will be mode of repayment of this loan?
The loan can be repaid by cash, cheque, Funds Transfer or NACH.
+What is tenure of Agriculture Term Loan?
Tenure of Agriculture Term Loan will be scheduled for 60 months only.
+What are the security requirements for this loan?
For a loan of more than 1 lakh, collateral security like agriculture land, non-agriculture land, commercial property, financial security (Fixed Deposit/National Saving Certificate)/gold or gold ornaments etc. assets to be FINSERVd can be taken.
+Is there any insurance premium amount funding facility available for the asset FINSERVd?
Yes, insurance premium amount funding is available for all FINSERVd assets.